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FHA Loans

Choosing FHA Financing for your home loan is a wise decision. The costs associated with the FHA Loan Program differ from other types of home financing. Benefits may include the following:

  • Smaller down payments (3.5%)
  • Attractive interest rates
  • Flexible source of down payment including gift funds
  • 6% seller contributions (seller can pay closing costs so you don't have too)
  • Flexible credit and income guidelines
  • No reserve requirements
  • Purchase or refinance
  • No income limits
  • No 1st time home buyer requirement.  Many move up buyers benefit from FHA.

All of these benefits mean less money is required from you for loan approval and at the closing!

Option Financial specializes in FHA loans.  Option Financial is authorized by HUD to originate, underwrite and close FHA loans.  Because we can underwrite FHA loans in house, we are able to provide a more predictable, consistent level of service for our customers and business partners.

6551 Harrison Avenue, Cincinnati, OH  45247
Office:  (513) 598-5900
Fax:  (513) 598-5153
Copyright © 2020 Option Financial, LLC (NMLS #2380)
A subsidiary of New Foundation Savings Bank (NMLS #487896)

Copyright © 2008 OPTION FINANCIAL, LLC

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